Sovereign Automotive offer a bespoke range of specialist motor insurance products that are designed to improve Insurance Broker profitability and increase policyholder retention through excellent service.

Excess Protect

This product makes sure policyholders don’t have to worry about paying the excess on their insurance policy if they have an accident, potentially saving large sums of money.

Key Guard

If your policyholder loses their keys it could mean time off the road. In the case of taxis, that is lost income. This Key Guard policy gets your keys replaced quickly and efficiently.

Breakdown and Recovery

If your policyholder breaks down, then Breakdown and Recovery will get them back up and running or recovered to a repair facility fast. There are three tiers to our Breakdown and Recovery policies.


If your policyholder has an accident then the difference between what it costs to replace the vehicle compared to the value they are paid by the insurer is the GAP. This insurance fills that GAP for your policyholder.

Value added products that enhance the policyholder experience and your brand are what we deliver. As ever with Sovereign Automotive, if you need specialist taxi insurance products, then we can help.